Our North America Primary Casualty – E&S team brings significant expertise and deep-seated relationships with select appointed wholesale brokers. We offer meaningful in-house capacity, a consistent underwriting approach, timely and efficient turnaround, and a seasoned claims team.
Target Clients
- Hospitality – Bars, Taverns, Restaurants, Nightclubs, Hotel/Motels, Casinos and Resorts (including liquor and A&B exposures)
- Manufacturers & Distributors – Consumer and industrial products
- Construction
- Large Wraps, Project-Specific, and Owners’ Interest
- General Contractors and Developers will be considered for Commercial Building Construction, Infrastructure and Residential (Commercial-grade)
- Real Estate – Commercial and residential
- Mercantile – Mid-to-large retail and wholesale operations including department stores, supermarket chains, etc.
Distribution
- Dedicated wholesale distribution through select appointed brokers
Products
Capacity
- $1M per occurrence/$2M general aggregate/$2M products aggregate for most risks
- Higher limits available on select products and construction risks
Minimum Premium
- Minimum policy premiums start at $50,000 and vary by class of business or territory
Policy Forms
- Latest ISO Commercial General Liability Forms
- Occurrence or Claims-Made Basis
- Manuscript endorsements tailored to address specific needs and company-specific forms
Underwriting Highlights
- Non-admitted A+ (XV) rated paper
- In-house claims service with dedicated claims representatives
- Deductibles up to $25,000 available
- SIR’s of $25,000 and up